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These statistics resemble in many other states. Which means the borrower will pay $400 - $500 in loan fees on a $400 loan. This is absurd usury and really should be illegal because it is not helping anyone except the lender. It is predatory lending at better if just gets borrowers in deeper debt than before."Some will say, that little man has to have somewhere to go," said state Rep. Eldridge Emory, "Butif he gets money in this way, he's just digging a dent deeper and deeper, and he isn't going to get out."Several states like New York have currently banned this form of predatory lending.



